Good decisions start with better questions.
Practical guides for owner-operators and businesses planning a commercial truck purchase. Understand what to compare and what to prepare.
Truck financing requirements in Canada
Prepare a Canadian truck financing enquiry with a practical list of business, vehicle, cash-flow and operating documents, plus questions about the process.
Read the guideTruck loan or lease: what should you compare?
Compare a commercial truck loan and lease using ownership, total payments, end-of-term costs, use restrictions and the way your business replaces equipment.
Read the guideA practical used commercial truck inspection checklist
Use this pre-purchase checklist to organize a used truck inspection, review service records and translate mechanical findings into a realistic purchase budget.
Read the guideHow to calculate the working cost of a truck
Build a realistic truck ownership budget with finance payments, fixed costs, variable costs, maintenance reserves and a slower-month cash-flow test.
Read the guidePlanning a truck financing down payment
Learn how to plan a commercial truck down payment while leaving cash for insurance, repairs, fuel and the first weeks of business operations.
Read the guideA first-truck plan for new owner-operators
Build a first-truck plan with realistic work assumptions, an operating budget, equipment inspection and the documents for a financing enquiry.
Read the guideHow to compare truck financing offers
Compare commercial truck financing offers with the same purchase assumptions, then review all fees, payments, security and early payout conditions.
Read the guidePreparing for a truck financing credit review
Prepare an accurate commercial truck financing enquiry, explain past credit issues and understand questions about checks, obligations and affordability.
Read the guideOur guides provide general information with links to official resources. They do not replace a lender’s assessment or advice from your accountant, lawyer or licensed professional.